HSBC Credit Card Payment Online
HSBC was founded in 1865 as the Hong Kong and Shanghai Banking Corporation. It is currently one of the world’s largest banks with a great presence in Singapore and many parts of Asia. It offers the full spectrum of banking activities that include loans, investments and insurance to all customers across the globe. It is currently servicing more than 100 million customers around the globe.
Online payment with HSBC credit card
HSBC offers many modern technological advances with its personal banking activities as it embraces the latest technology on banking. Its account and card users are able to access their personal account information and transactions from anywhere at anytime through the computer connected to the Internet.
The security of the online facility for the HSBC credit card is very high. The whole system uses the SSL technology to ensure top security measures in providing a very safe environment for online banking as payment is made over the Internet. The online payment facility allows the cardholder to decide when to pay, how much to pay and pay from where.
The steps to an online HSBC credit card payment are very simple and convenient. There are great savings to be enjoyed using this facility as you do not need to worry about the weather, parking, traffic congestion and business hours.
Step by Step HSBC Credit Card Payment
- Login in to the HSBC website
- Select “Internet Banking” option
- Key in your username and password
- Select “Bill Payments”
- Select the HSBC credit card to make payment on
- Key in the reference number associated with that bill
- Select the account to be debited for the payment
- Select the dollar amount to be paid in
- Select the amount to be paid or select the options available (full payment, part payment or minimum payment)
- Select the date of payment
- Confirm the transaction by clicking “Pay”
Offline Payment Modes for HSBC Credit Card
You can also choose to settle your HSBC credit card offline if you do not have access to the Internet using a computer or mobile phone to enjoy the online payment facility. It is very convenient to use the offline payment mode as you can pay through any HSBC branches as there are many strategically located HSBC branches. You can pay by cash or check. You can also bank in the check or cash at any of the HSBC ATMs before the payment due date.
If a visit is inconvenient, you can mail your check to the HSBC Credit card centre. However, at least one week in advance of the due payment date is recommended to avoid a late arrival of your check due to postal delays and late processing of your check.
If you are unsure about the postal service, you can consider express mail delivery where these private mail deliveries will ensure that your check will reach the HSBC centre on the same day although there will be slightly higher charges than normal postal services.